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Premier Insurance Cover - call 0871 230 8481

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Our Most Comprehensive Cover

With STA Travel’s Premier insurance you have the most extensive cover available.

All elements of our Standard and Budget policies are included as well as some additional benefits. Call 0871 230 8481 to find out more and get covered today.

The Premier policy offers our most extensive protection featuring higher levels of cover, some additional benefits and an even wider range of hazardous sports/adrenalin activities°. Due to the high costs of medical care in the USA, we offer two levels of Premier cover: Excluding USA or Including USA.


Premier Cover - BLUE policy (exclusive to under 35's)

Policies range from just Europe to Worldwide (including & excluding USA). To find out which policy best suits your needs (standard, premier etc), check prices and cover online by using the buttons below. Alternatively, give one of our experienced consultants a call.


Premier BLUE Cover Benefits
Medical Expenses and Repatriation £10,000,000
Emergency Dental Treatment £500
Cancellation £2,000
Curtailment and Hospital Benefit £2,000
Luggage Cover £1,500
Luggage* or Travel Delay £100
Personal Liability £2,000,000
Personal Accident £40,000
Legal Expenses £20,000
Repayment of Student Loan £5,000
Loss of Passport £500
Personal Money* £200
Single Electrical/Electronic Item (if additional premium paid) £500
Double Electrical/Electronic Item (if additional premium paid) £1,000

If your flight is transiting through the USA but not stopping, for an additional fee of £2 our insurance will cover you for up to 24 hours while you are transiting as long as you don't leave the airport.

Premier Cover - GOLD policy

Policies range from just Europe to Worldwide (including & excluding USA). To find out which policy best suits your needs (standard, premier etc), check prices and cover online by using the buttons below. Alternatively, give one of our experienced consultants a call.


Premier GOLD Cover Benefits
Medical Expenses and Repatriation £10,000,000
Emergency Dental Treatment £500
Cancellation, Curtailment and Hospital Benefit £2,000
Luggage Cover £1,500
Luggage Delay* £100
Travel Delay* £2,000
Personal Liability £2,000,000
Personal Accident £40,000
Legal Expenses £20,000
Repayment of Student Loan £5,000
Loss of Passport £500
Personal Money* £200
Missed Departure* £500
Hijack £3,000
Hostage+ £3,000
Search and Rescue+ £5,000
Travel Trade Indemnity+ £2,000
Government Travel Restrictions+ £1,000
Single Electrical/Electronic Item (if additional premium  paid) £500
Double Electrical/Electronic Item (if additional premium paid) £1,000

* Only covered on the Premier and Annual policies
+ Only covered on Premier and Annual GOLD policies

°  Adventure sports & adrenalin activities covered on the standard and premier policy
Abseiling, American Football*, Archery, Ballooning (organised excursion)*, Baseball, Boogie Boarding*, Bungee Jumping*, Canoeing, Cave Tubing, Cricket, Cycling, Deep Sea Fishing, Elephant Trekking, Fencing, Football*, Frisbee, Gliding*, Go-Karting, Hang Gliding*, Helicopter/Light Aircraft (as passenger), High Diving (platform only)*, Hiking under 6,000m, Hockey (field only)*, Horse Riding (casual, no jumping)*, Hot Air Ballooning*, Ice Skating, Jetskiing*, Kayaking, Kite Surfing/Skiing/Buggying, Lacrosse, Marathon Running/Triathlon*, Martial Arts Training*, Mopeds/Motorcycle Touring, Motorcycling up to 125cc where claims and conviction free for previous 3 years and where wearing a helmet, Mountain Biking (not off road), Overland Expedition, Paintballing, Parachuting*, Paragliding*, Parapenting, Parasailing(behind a boat), Parapenting (behind a motorised vehicle), Quad Biking, Roller Blading, River Boarding*, Rugby*, Safari, Sail Boarding, Sand Boarding*, Scrambling, Scuba Diving (down to 30metres only), Sea Canoeing, Skate Boarding*, Skiing Cross Country*, Skiing (on piste only)*, Skydiving*, Snowboarding (on piste only)*, Snow Blading (on piste only)*, Surfing, Trekking under 6000metres, Wake Boarding*, Water Skiing*, Weightlifting, White Water Rafting (grades 1-3)*, Windsurfing, Yachting (in territorial waters)*, Zip Wiring/Climbing. *Activities marked with an asterisk are ONLY covered as the main purpose of the trip if the applicable Sport option has been purchased.

Additional adventure sports & adrenalin activities covered on the premier policy only
Bamboo Boat Rafting, Big Foot Skiing*, Black Water Rafting*, Bobsleigh/Skeleton/Luge, Bouldering, Canyoning, Caving, Cycle Touring, Dog Sleighing, Glacier Crossing/Hiking, Heliskiing/Boarding, Horse Trekking, Ice Climbing, Jet Boating/Shotover Jet, Micro Lighting*, Mountaineering (with ropes), Off-Road Mountain Biking, Potholing/Caving (as part of a group), River Kayaking*, Rock Climbing (with ropes), Sea Kayaking*, Shark Cage Diving, Show-jumping*, Skiing (off piste with a guide)*, Snowboarding (on piste)*, Snowboarding (off piste with a guide)*, Snow Kiting, Snow Mobiles/Skiddoos, Snow Shoeing, Tobogganing, Trekking under 6000 metres, White Water Rafting (grade 4-5)*.

STA Travel Ltd is an appointed representative of Towergate Underwriting Group Ltd, which is authorised and regulated by the Financial Services Authority (Firm Reference Number - 313250).  Towergate Chase Parkinson is a trading name of Towergate Underwriting Group Ltd.


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