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Standard Insurance Cover
Wide-Ranging & Affordable
Our standard cover gives you an extensive range of cover at a competitive price.
It's our middle-of-the-road cover for those that want the comfort of extra protection but without all the bells and whistles.
The Standard cover offers you a level of protection which sits between our Premier cover and our Budget cover. A Standard policy will cover you for many of the same benefits as our Premier policy but to slightly lower levels. It also provides cover for many hazardous sports/adrenalin activities at no extra cost.°
Standard Cover - blue policy (exclusive to under 35's)
Policies range from just Europe to Worldwide (including & excluding USA). To find out which policy best suits your needs (standard, premier etc), check prices and cover online by using the buttons below. Alternatively, give one of our experienced consultants a call.
| Standard BLUE Cover | Benefits |
|---|---|
| Medical Expenses and Repatriation | £2,000,000 |
| Emergency Dental Treatment^ | £350 |
| Cancellation | £1,500 |
| Curtailment and Hospital Benefit | £1,500 |
| Luggage Cover | £1000 |
| Travel Delay^ | £100 |
| Personal Liability | £1,000,000 |
| Personal Accident^ | £30,000 |
| Legal Expenses | £10,000 |
| Repayment of Student Loan^ | £2,500 |
| Loss of Passport | £250 |
| Missed Departure^ | £300 |
| Single Electrical/Electronic Item (if additional premium paid)^ | £500 |
| Double Electrical/Electronic Item (if additional premium paid)^ | £1,000 |
Standard Cover - GOLD policy
Policies range from just Europe to Worldwide (including & excluding USA). To find out which policy best suits your needs (standard, premier etc), check prices and cover online by using the buttons below. Alternatively, give one of our experienced consultants a call.
| Standard GOLD Cover | Benefits |
|---|---|
| Medical Expenses and Repatriation | £2,000,000 |
| Emergency Dental Treatment* | £350 |
| Cancellation | £1,500 |
| Curtailment and Hospital Benefit | £1,500 |
| Luggage Cover | £1,000 |
| Personal Liability | £1,000,000 |
| Personal Accident* | £30,000 |
| Legal Expenses | £10,000 |
| Travel Delay | £100 |
| Repayment of Student Loan* | £2,500 |
| Loss of Passport | £250 |
| Missed Departure* | £300 |
| Hijack+ | £2,500 |
| Single Electrical/Electronic Item (if additional premium paid) | £500 |
| Double Electrical/Electronic Item (if additional premium paid) | £1,000 |
^ Not covered on the BLUE Budget policy
* Not covered on the Budget policies
+ Not covered on BLUE Standard policy
° Adventure sports & adrenalin activities covered on the standard and premier policy
Abseiling, American Football*, Archery, Ballooning (organised excursion)*, Baseball, Boogie Boarding*, Bungee Jumping*, Canoeing, Cave Tubing, Cricket, Cycling, Deep Sea Fishing, Elephant Trekking, Fencing, Football*, Frisbee, Gliding*, Go-Karting, Hang Gliding*, Helicopter/Light Aircraft (as passenger), High Diving (platform only)*, Hiking under 6,000m, Hockey (field only)*, Horse Riding (casual, no jumping)*, Hot Air Ballooning*, Ice Skating, Jetskiing*, Kayaking, Kite Surfing/Skiing/Buggying, Lacrosse, Marathon Running/Triathlon*, Martial Arts Training*, Mopeds/Motorcycle Touring, Motorcycling up to 125cc where claims and conviction free for previous 3 years and where wearing a helmet, Mountain Biking (not off road), Overland Expedition, Paintballing, Parachuting*, Paragliding*, Parapenting, Parasailing(behind a boat), Parapenting (behind a motorised vehicle), Quad Biking, Roller Blading, River Boarding*, Rugby*, Safari, Sail Boarding, Sand Boarding*, Scrambling, Scuba Diving (down to 30metres only), Sea Canoeing, Skate Boarding*, Skiing Cross Country*, Skiing (on piste only)*, Skydiving*, Snowboarding (on piste only)*, Snow Blading (on piste only)*, Surfing, Trekking under 6000metres, Wake Boarding*, Water Skiing*, Weightlifting, White Water Rafting (grades 1-3)*, Windsurfing, Yachting (in territorial waters)*, Zip Wiring/Climbing. *Activities marked with an asterisk are ONLY covered as the main purpose of the trip if the applicable Sport option has been purchased.
STA Travel Ltd is an appointed representative of Towergate Underwriting Group Ltd, which is authorised and regulated by the Financial Services Authority (Firm Reference Number - 313250). Towergate Chase Parkinson is a trading name of Towergate Underwriting Group Ltd.
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