Why our insurance?

Whatever trip you've got planned, STA Travel international insurance has the right level of cover for you. In addition to the cover provided by our various insurance policies, we have many additional benefits.

Our Insurance Benefits

It is important that your think carefully about YOUR travel insurance needs. There is no one-size-fits all with travel insurance, each traveller and each trip is unique, this is why STA Travel provide more than 18 different types of policy with many bolt on's to tailor a policy to you and your trip. STA Travel’s principle single trip and annual policies are broken down in to two categories Blue and Gold.  Blue cover available to those under 35 offering great value cover, and Gold cover is available for those under the age of 66.

Here are just some of the benefits of STA Travel’s insurance policies-

Access to a 24-hour multi-lingual assistance telephone number for medical emergencies, hospital treatment and / or repatriation.

A network of STA Travel Help branches in over 40 countries worldwide ready to assist you.

24 / 7 / 365 STA Travel Global Travel Help facility for over the phone advice and assistance

3 geographical areas of cover - Europe, Worldwide Excluding the USA and Worldwide Inc the USA, each priced differently ensuring you pay the relevant premium for the area you are travelling to!

3 levels of cover: budget, standard & premier - choose the level that suits your trip.

Cover available from 4 days up to a maximum of 24 months, a two-year GAP trip!

Policy extensions are available up to a maximum of 24 months. Giving you the ultimate flexibility to extend your 1-month to Asia, to a 2 year round the world!

Studying abroad? The STA Travel Premier policy meets the minimum coverage required by the US federal regulations for those participating in American study programs.

Not nice to think about but STA Travel includes Student Loan cover in case of death or permanent disablement:.

STA Travel provides cover for up to 100 adventure sports and adrenalin activities from black water rafting, bungee jumping, elephant trekking, heli-skiing, kite surfing, scuba-diving, shark cage diving and sky diving just to name a few.

7 days FREE wintersports cover in each single trip policy as long as wintersports is not the main purpose of your trip.

And to tailor a policy to you we have the following specialist covers and add-on’s –


Specialist cover -

  • Medical Elective Cover
  • Dedicated Wintersports Cover
  • Dedicated Sports Trip Cover
  • Flight Only Cover
  • Study Abroad Insurance allowing up to 3 trips back to the UK in one year

 

Add-On’s -

  • Medical Excess Waiver
  • Additional electronic / electrical item cover
  • Additional cover for Wintersport and Sports if they are a major focus of your trip

    Discounts A-Go-Go!

    Up to 25% discounts for groups
    Accompanied children aged 3-17 inclusive get 50% OFF
    Accompanied infants aged 2 or under get cover FREE of Charge

    Going on more than one trip this year? STA Travel’s Annual Multi-Trip policy gives you cover for unlimited trips, up to a maximum of 60 days worldwide and 42 days in Europe and 21 days winter-sports cover.

    Make sure you check out the Foreign and Commonwealth travel advise for the country they intend to travel to before they travel. Know Before you Go!

    Call 0870 230 8481

    Book now
    Blue cover
    Premier Standard  Budget 
    MEDICAL Medical Expenses & Repatriation £10,000,000 £2,000,000 £1,000,000
      Emergency Dental Treatment £500 £350 Not included
      Curtailment & Hospital Benefit £2,000 £1,500 £1,000
      Search & Rescue £5,000 Not included Not included
      Burial or repatriation of mortal remains Included in Medical Expenses and Repatriation Sum Insured Included in Medical Expenses and Repatriation Sum Insured Included in Medical Expenses and Repatriation Sum Insured
      Cost to return home in case of illness or death of a close relative in UK Included in Medical Expenses and Repatriation Sum Insured Included in Medical Expenses and Repatriation Sum Insured Included in Medical Expenses and Repatriation Sum Insured
    ACCIDENT Repayment of Student Loan £5,000 £2,500 Not included
      Accidental Death Compensation £20,000 £15,000 Not included
      Permanent Total Disablement Compensation £40,000 £30,000 Not included
    LEGAL Personal Liability £2,000,000 £1,000,000 £500,000
      Legal Expenses £20,000 £10,000 £3,500
    LUGGAGE Luggage
    Max per Single Item
    Total valuable items
    £1,500
    £250
    £400
    £1,000
    £150
    £400
    £200
    £100
    £100
      Loss of Tickets & Travel Documents £250 £150 £100
      Loss of Passport £500 £250 £200
      Money £200 Not included Not included
      Luggage Delay £100 Not included Not included
      Cancellation £2,000 £1,500 £1,000
      Travel Delay £2,000 £100 Not included
      Missed Departure £500 £300 Not included
    OTHER Hijack £3,000 £2,500 Not included
      Hostage £3,000 Not included Not included
      Travel Trade Indemnity £2,000 Not included Not included
      Government Travel Restrictions £1,000 Not included Not included
    Gold cover 
    Premier Standard  Budget 
    MEDICAL Medical Expenses & Repatriation £10,000,000 £2,000,000 £1,000,000
      Emergency Dental Treatment £500 £350 Not included
      Curtailment & Hospital Benefit £2,000 £1,500 £1,000
      Search & Rescue £5,000 Not included Not included
      Burial or repatriation of mortal remains Included in Medical Expenses and Repatriation Sum Insured Included in Medical Expenses and Repatriation Sum Insured Included in Medical Expenses and Repatriation Sum Insured
      Cost to return home in case of illness or death of a close relative in UK Included in Medical Expenses and Repatriation Sum Insured Included in Medical Expenses and Repatriation Sum Insured Included in Medical Expenses and Repatriation Sum Insured
    ACCIDENT Repayment of Student Loan £5,000 £2,500 Not included
      Accidental Death Compensation £20,000 £15,000 Not included
      Permanent Total Disablement Compensation £40,000 £30,000 Not included
    LEGAL Personal Liability £2,000,000 £1,000,000 £500,000
      Legal Expenses £20,000 £10,000 £3,500
    LUGGAGE Luggage
    Max per Single Item
    Total valuable items
    £1,500
    £250
    £400
    £1,000
    £150
    £400
    Not included
      Loss of Tickets & Travel Documents £250 £150 Not included
      Loss of Passport £500 £250 £200
      Money £200 Not included Not included
      Luggage Delay £100 Not included Not included
      Cancellation £2,000 £1,500 £1,000
      Travel Delay £2,000 £100 Not included
      Missed Departure £500 £300 Not included
    OTHER Hijack £3,000 £2,500 Not included
      Hostage £3,000 Not included Not included
      Travel Trade Indemnity £2,000 Not included Not included
      Government Travel Restrictions £1,000 Not included Not included
    STA Travel is an Appointed Representative of Towergate Underwriting Group Limited. Authorised and regulated by the Financial Services Authrority.  *32p per day assumes an individual under 35 years of age with Blue European Budget cover for a period of 24 months.
    Principle exclusions:
    * Cover is not provided for any pre-existing medical conditions.
    * Amendments (bar extensions) are not permitted once cover has commenced.
    * Cover is available to anyone up to and including the age of 65 years.
    * Insurance is available to UK residents, or those who have been in the UK for a minimum of 3 months.
    * Excess apply to some areas of STA Travel's insurance policies.

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